Sale

Four-room apartment in Pernik with terrace on the first floor

PernikIztok
Published: 6 October 2026 Updated: 6 October 2026
Sale162,000 €1,350 €/m²
Expected rent489 € /mo

~17,500 € BELOW MARKET

good value

against the median for 4-room apartments in Iztok (25 properties)

Area
120 m²
Floor
1 / 5
Construction
Brick
Heating
Gas

Yield analysis

Low investment rating

3.6% / yr
Monthly payment719 €20% down payment · 20 yrs · 3%
Expected rent489 €at market conditions for the neighbourhood

The rent covers 68% of the payment — you top up about 230 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,500 € below the typical price (the median) for 4-room apartments in Iztok (25 properties) — 1,350 €/m² against 1,496 €/m².

The apartment is located in the town of Pernik, in the eastern part of the town, in the new-build residential complex River House.

The layout includes a kitchen with living room, three bedrooms, a bathroom with toilet, separate toilet, storage room, terrace, and entrance hall, providing functional use of the space.

The building is brick and is expected to be completed in 2028, with no information currently available about heating or other amenities.

The location is close to green areas and important city facilities such as the railway station, public transport stop, Fantastico store, language high school, and kindergarten.

The property is suitable for family use with conveniences for everyday life and access to the city's infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 719 €, against an expected local rent of 489 €. The rent covers 68% of it.

Source: Average prices for 4-room apartments in Iztok

Pros and cons

AI summary
Pros
  • functional layout
  • new building
  • close to greenery
  • good location
Cons
  • ground floor
  • lack of information on amenities

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen living room
  • bedroom
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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