At market level
median 1,383 €/m² for comparable properties
95,850 €1,350 €/m²
Rent covers ~ 111% of the payment
~ 470 €/mo rent · pays for itself in ~ 17 yrs
Sale162,000 €1,350 €/m²
Expected rent489 € /mo
~17,500 € BELOW MARKET
good value
against the median for 4-room apartments in Iztok (25 properties)
Area
120 m²
Floor
4 / 5
Construction
Brick
Heating
Gas
Yield analysis
Low investment rating
Monthly payment719 €20% down payment · 20 yrs · 3%
Expected rent489 €at market conditions for the neighbourhood
The rent covers 68% of the payment — you top up about 230 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 17,500 € below the typical price (the median) for 4-room apartments in Iztok (25 properties) — 1,350 €/m² against 1,496 €/m².
The apartment is located in Pernik city, in the eastern part of the city.
The layout includes a kitchen with living room, three bedrooms, a bathroom with toilet, a separate toilet, an entrance hall, and a terrace.
The building is brick and under construction with expected completion in 2028, which implies new installations and modern materials.
The location is close to green areas, the railway station, public transport stop, shops, and educational institutions, providing conveniences for daily life.
The property is suitable for families seeking a spacious and functional home with good access to the city's infrastructure.
With 20% down over 20 years the monthly mortgage payment is about 719 €, against an expected local rent of 489 €. The rent covers 68% of it.
Pros and cons
AI summaryPros
- functional layout
- terrace
- close to transport
- close to schools
Cons
- under construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
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median 1,350 €/m² for comparable properties
120,000 €1,500 €/m²
Rent covers ~ 92% of the payment
~ 489 €/mo rent · you top up ~ 43 €/mo
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Appears once there's enough market data
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No yield data
Appears once there's enough market data
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−13% below market
median 1,350 €/m² for comparable properties
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Rent covers ~ 104% of the payment
~ 489 €/mo rent · pays for itself in ~ 18 yrs
No market valuation
On request
No yield data
Appears once there's enough market data