−19% below market
median 1,350 €/m² for comparable properties
110,000 € 1,089 €/m²
Rent covers ~ 98% of the payment
~ 476 €/mo rent · you top up ~ 12 €/mo
Sale175,000 €1,944 €/m²
Expected rent476 € /mo
~53,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Iztok (141 properties)
Area
90 m²
Floor
5 / 8
Construction
Panel
Year
1980
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment776 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood
The rent covers 61% of the payment — you top up about 300 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 53,500 € above the typical price (the median) for 3-room apartments in Iztok (141 properties) — 1,944 €/m² against 1,350 €/m².
Three-room apartment with an area of 90 sq m, located in the town of Pernik, Iztok district. The property is situated on the 5th floor of a total of 8 in a prefab panel building from 1980.
The layout includes a large living room, separate kitchen with dining area, and two separate bedrooms, as well as two bathrooms and a storage room, providing functional use of the space.
The building is a prefab panel construction typical for the period, and the apartment includes a basement for additional storage. There is no information about the presence of an elevator or other amenities.
The district is well developed with access to urban infrastructure and amenities, suitable for families.
The property offers a balanced combination of space and functionality, suitable for everyday family life.
With 20% down over 20 years the monthly mortgage payment is about 776 €, against an expected local rent of 476 €. The rent covers 61% of it.
Pros and cons
AI summaryPros
- functional layout
- large terrace
- two bathrooms
Cons
- prefab panel construction
- no information on elevator
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,383 €/m² for comparable properties
101,000 € 1,485 €/m²
Rent covers ~ 100% of the payment
~ 449 €/mo rent · pays for itself in ~ 19 yrs
At market level
median 1,534 €/m² for comparable properties
69,000 € 1,468 €/m²
Rent covers ~ 155% of the payment
~ 476 €/mo rent · pays for itself in ~ 12 yrs
+44% above market
median 1,350 €/m² for comparable properties
175,000 € 1,944 €/m²
Rent covers ~ 61% of the payment
~ 476 €/mo rent · you top up ~ 300 €/mo
+11% above market
median 1,350 €/m² for comparable properties
168,000 € 1,500 €/m²
Rent covers ~ 64% of the payment
~ 476 €/mo rent · you top up ~ 269 €/mo
+37% above market
median 1,380 €/m² for comparable properties
219,000 € 1,887 €/m²
Rent covers ~ 49% of the payment
~ 476 €/mo rent · you top up ~ 496 €/mo
+23% above market
median 1,350 €/m² for comparable properties
110,000 € 1,666 €/m²
Rent covers ~ 98% of the payment
~ 476 €/mo rent · you top up ~ 12 €/mo
−9% below market
median 1,534 €/m² for comparable properties
68,300 € 1,393 €/m²
Rent covers ~ 157% of the payment
~ 476 €/mo rent · pays for itself in ~ 12 yrs