+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale170,000 €1,634 €/m²
Expected rent406 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (69 properties)
Area
104 m²
Floor
3 / 5
Construction
Brick
Year
2027
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment754 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood
The rent covers 54% of the payment — you top up about 348 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 35 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (69 properties) — 1,634 €/m² against 1,771 €/m².
Apartment with three rooms in the city of Pernik, located in the central area.
Layout: open-plan kitchen-dining-living room, two bedrooms, and a bathroom with toilet, providing functional use of space.
The building is brick construction from 2027, equipped with access control and renovated, ensuring modern standards and quality materials.
The location is convenient, close to schools and kindergartens, as well as other new residential buildings in the city center.
Suitable property for those seeking comfortable housing with good infrastructure in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 754 €, against an expected local rent of 406 €. The rent covers 54% of it.
Pros and cons
AI summaryPros
- functional layout
- new-build
- access control
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen-dining room
- living room
- bedroom
- bedroom
Amenities
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,849 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
Rent covers ~ 19% of the payment
~ 406 €/mo rent · you top up ~ 1,724 €/mo
+14% above market
median 1,849 €/m² for comparable properties
174,900 € 2,107 €/m²
Rent covers ~ 51% of the payment
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At market level
median 1,350 €/m² for comparable properties
115,000 € 1,402 €/m²
Rent covers ~ 93% of the payment
~ 476 €/mo rent · you top up ~ 34 €/mo
−10% below market
median 1,771 €/m² for comparable properties
180,800 € 1,600 €/m²
Rent covers ~ 51% of the payment
~ 406 €/mo rent · you top up ~ 396 €/mo
−21% below market
median 1,771 €/m² for comparable properties
168,000 € 1,400 €/m²
Rent covers ~ 54% of the payment
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−14% below market
median 1,849 €/m² for comparable properties
175,000 € 1,785 €/m²
Rent covers ~ 51% of the payment
~ 397 €/mo rent · you top up ~ 379 €/mo