At market level
median 1,383 €/m² for comparable properties
95,850 €1,350 €/m²
Rent covers ~ 111% of the payment
~ 470 €/mo rent · pays for itself in ~ 17 yrs
Sale74,890 €1,628 €/m²
Expected rent470 € /mo
~11,500 € ABOVE MARKET
above market
against the median for 2-room apartments in Iztok (128 properties)
Area
46 m²
Floor
7 / 7
Construction
Panel
Year
1980
Heating
District Heating
Yield analysis
Good investment rating
Monthly payment332 €20% down payment · 20 yrs · 3%
Expected rent470 €at market conditions for the neighbourhood
The rent covers 141% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 13 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 11,500 € above the typical price (the median) for 2-room apartments in Iztok (128 properties) — 1,628 €/m² against 1,383 €/m².
One-room apartment in the town of Pernik, Iztok district, near Kaufland store.
The layout includes an enclosed terrace, which increases the functional floor area of the property.
The building is prefab panel from 1980, with an elevator and access control, providing convenience and security.
The location is convenient, close to shops, schools, and kindergartens, as well as easy access to the highway.
Suitable for independent living or investment considering the current tenant and good infrastructure.
With 20% down over 20 years the monthly mortgage payment is about 332 €, against an expected local rent of 470 €. The rent covers the whole payment (141%).
This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 2 days.
Pros and cons
AI summaryPros
- enclosed terrace
- elevator
- access control
- close to shops
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- studio
Amenities
- Elevator
- With Parking
- Access Control
Details
- Category
- Residential
- Rooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+11% above market
median 1,350 €/m² for comparable properties
120,000 €1,500 €/m²
Rent covers ~ 92% of the payment
~ 489 €/mo rent · you top up ~ 43 €/mo
+39% above market
median 1,610 €/m² for comparable properties
105,000 €2,234 €/m²
Rent covers ~ 105% of the payment
~ 489 €/mo rent · pays for itself in ~ 18 yrs
No market valuation
On request
No yield data
Appears once there's enough market data
No market valuation
On request
No yield data
Appears once there's enough market data
No market valuation
On request
No yield data
Appears once there's enough market data
−13% below market
median 1,350 €/m² for comparable properties
106,122 €1,179 €/m²
Rent covers ~ 104% of the payment
~ 489 €/mo rent · pays for itself in ~ 18 yrs
No market valuation
On request
No yield data
Appears once there's enough market data