+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale117,000 €2,340 €/m²
Expected rent421 € /mo
~43,500 € ABOVE MARKET
overpriced
against the median for apartments in Pernik (605 properties)
Area
50 m²
Floor
4 / 4
Construction
Brick
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment519 €20% down payment · 20 yrs · 3%
Expected rent421 €at market conditions for the neighbourhood
The rent covers 81% of the payment — you top up about 98 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
4 changes since listing▲ 0% · 0 €
- 117,000 €
- 119,899 €▲ 2,899 € (2.5%)
- 119,900 €▲ 1 € (0%)
- 119,899 €▼ 1 € (0%)
- 117,000 €▼ 2,899 € (2.4%)
Property analysis
This apartment is priced about 43,500 € above the typical price (the median) for apartments in Pernik (605 properties) — 2,340 €/m² against 1,466 €/m².
Apartment with two rooms, located in the centre of Pernik, Vardar St.
Layout: entrance hall, living room with kitchen and dining area, bedroom, bathroom and laundry room, as well as two attic spaces for storage or conversion.
The building is solid brick with new installations and insulation, including PVC windows and a renovated roof.
The location is quiet and peaceful, with convenient access to a kindergarten, playground, outdoor gym and shops.
The property is suitable for living or investment with good functionality and amenities.
With 20% down over 20 years the monthly mortgage payment is about 519 €, against an expected local rent of 421 €. The rent covers 81% of it.
This property is advertised in 3 offers, all from the same agency. The gap between the cheapest and the dearest is 2,000 €. It has been listed for 62 days.
Pros and cons
AI summaryPros
- functional layout
- two attic spaces
- renovated installations
- parking and access control
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 3 listings, and the prices differ by about 2%.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- living room
- kitchen
- dining area
- bedroom
- bathroom
- laundry room
Amenities
- With Parking
- Access Control
Details
- Category
- Residential
- Rooms
- 1
- Bathrooms
- 1
- Furnishing
- Yes
Location
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