−12% below market
median 1,101 €/m² for comparable properties
65,000 € 970 €/m²
Rent covers ~ 119% of the payment
~ 344 €/mo rent · pays for itself in ~ 16 yrs
Sale109,000 €1,172 €/m²
Expected rent344 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Kyustendil (62 properties)
Area
93 m²
Floor
3 / 6
Construction
Brick
Year
1997
Yield analysis
Low investment rating
Monthly payment484 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 71% of the payment — you top up about 140 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
2 changes since listing▲ 10.1% · 10,000 €
- 99,000 €
- 102,000 €▲ 3,000 € (3%)
- 109,000 €▲ 7,000 € (6.9%)
Property analysis
This apartment is priced at the typical price (the median) for apartments in Kyustendil (62 properties) — 1,123 €/m² against 1,101 €/m².
Three-room apartment in the town of Kyustendil, western part. It has an area of 93 sq m and is located on the third floor of six in a renovated block.
The layout includes a corridor, living room, two bedrooms, and a bathroom, with new interior doors and laminate flooring installed, providing functional use of the space.
The building is brick from 1997, maintained and renovated, equipped with an elevator and access control, which enhances convenience and security.
The location is in the western part of the town, in an area with good infrastructure and access to city services.
The property is suitable for family use, offering a balanced combination of comfort and practicality.
With 20% down over 20 years the monthly mortgage payment is about 484 €, against an expected local rent of 344 €. The rent covers 71% of it.
The asking price has risen by 10,000 € (10.1%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- renovated block
- elevator
- access control
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What changed since the listing went up — a renovation, paperwork, something else?
Because: The price is about 10% higher than when it was first advertised.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
- Access Control
Details
- Category
- Residential
- Rooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,101 €/m² for comparable properties
50,000 € 1,086 €/m²
Rent covers ~ 155% of the payment
~ 344 €/mo rent · pays for itself in ~ 12 yrs
At market level
median 1,101 €/m² for comparable properties
79,000 € 1,067 €/m²
Rent covers ~ 98% of the payment
~ 344 €/mo rent · you top up ~ 7 €/mo
At market level
median 1,101 €/m² for comparable properties
56,000 € 1,166 €/m²
Rent covers ~ 138% of the payment
~ 344 €/mo rent · pays for itself in ~ 14 yrs