−12% below market
median 1,101 €/m² for comparable properties
65,000 € 970 €/m²
Rent covers ~ 119% of the payment
~ 344 €/mo rent · pays for itself in ~ 16 yrs
Sale56,000 €1,166 €/m²
Expected rent344 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Kyustendil (62 properties)
Area
48 m²
Floor
7 / 8
Construction
Panel
Heating
Gas
Yield analysis
Good investment rating
Monthly payment248 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 138% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 14 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▲ 1.8% · 1,000 €
- 55,000 €
- 56,000 €▲ 1,000 € (1.8%)
Property analysis
This apartment is priced at the typical price (the median) for apartments in Kyustendil (62 properties) — 1,166 €/m² against 1,101 €/m².
With 20% down over 20 years the monthly mortgage payment is about 248 €, against an expected local rent of 344 €. The rent covers the whole payment (138%).
The asking price has risen by 1,000 € (1.8%) since it was first listed.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What changed since the listing went up — a renovation, paperwork, something else?
Because: The price is about 2% higher than when it was first advertised.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 426 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 7 and the listing does not mention a lift.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Exposure
AI summaryWWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,101 €/m² for comparable properties
50,000 € 1,086 €/m²
Rent covers ~ 155% of the payment
~ 344 €/mo rent · pays for itself in ~ 12 yrs
At market level
median 1,101 €/m² for comparable properties
79,000 € 1,067 €/m²
Rent covers ~ 98% of the payment
~ 344 €/mo rent · you top up ~ 7 €/mo
At market level
median 1,101 €/m² for comparable properties
109,000 € 1,172 €/m²
Rent covers ~ 71% of the payment
~ 344 €/mo rent · you top up ~ 140 €/mo