+22% above market
median 1,000 €/m² for comparable properties
100,000 € 1,219 €/m²
Rent covers ~ 78% of the payment
~ 344 €/mo rent · you top up ~ 100 €/mo
Sale98,000 €1,000 €/m²
Expected rent344 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (12 properties)
Area
98 m²
Floor
6 / 7
Construction
EPC
Year
1980
Yield analysis
Fair investment rating
Monthly payment435 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 79% of the payment — you top up about 91 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (12 properties) — 1,000 €/m² against 1,000 €/m².
Apartment with three rooms in Kyustendil, Center district.
The layout includes three rooms, kitchen, sanitary facilities, balconies, and a storage room, providing functional use of the space. North/south aspect allows good natural light during the day.
The building was constructed in 1980, renovated and equipped with an elevator. Heating is combined – fireplace and electric, and the window frames have been replaced. There is access control and parking.
The location is convenient, close to Fantastiko supermarket and other urban amenities. The area offers easy access to transport and services.
The property is suitable for family living with balanced characteristics regarding layout and location.
With 20% down over 20 years the monthly mortgage payment is about 435 €, against an expected local rent of 344 €. The rent covers 79% of it.
Pros and cons
AI summaryPros
- functional layout
- renovated building
- elevator
- parking
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
- kitchen
Amenities
- Elevator
- With Parking
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
Location
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