At market level
median 1,000 €/m² for comparable properties
86,000 € 1,048 €/m²
Rent covers ~ 90% of the payment
~ 344 €/mo rent · you top up ~ 38 €/mo
Sale84,000 €1,050 €/m²
Expected rent344 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (12 properties)
Area
80 m²
Construction
EPC
Yield analysis
Fair investment rating
Monthly payment373 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 92% of the payment — you top up about 29 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (12 properties) — 1,050 €/m² against 1,000 €/m².
Three-room apartment in the center of Kyustendil, with an area of 80 sq m and located in an insulated EPK prefab block.
The layout includes an entrance hall, spacious living room with glazed terrace, walk-through to the master bedroom, children's room, kitchen with glazed terrace, bathroom and separate toilet.
The building has maintained common areas, equipped with an elevator and access control, and the apartment has PVC windows and gas heating.
The location is in the ideal city center, close to shops, schools and administrative institutions.
The property is suitable for family living or investment for rental due to the functional layout and amenities in the area.
With 20% down over 20 years the monthly mortgage payment is about 373 €, against an expected local rent of 344 €. The rent covers 92% of it.
Pros and cons
AI summaryPros
- functional layout
- glazed terrace
- elevator
- gas heating
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Amenities
- Elevator
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Location
Similar properties nearby
At market level
median 1,000 €/m² for comparable properties
98,000 € 1,000 €/m²
Rent covers ~ 79% of the payment
~ 344 €/mo rent · you top up ~ 91 €/mo
+89% above market
median 1,178 €/m² for comparable properties
100,000 € 2,222 €/m²
Rent covers ~ 78% of the payment
~ 344 €/mo rent · you top up ~ 100 €/mo
−29% below market
median 1,178 €/m² for comparable properties
100,000 € 833 €/m²
Rent covers ~ 78% of the payment
~ 344 €/mo rent · you top up ~ 100 €/mo
+47% above market
median 1,000 €/m² for comparable properties
115,000 € 1,474 €/m²
Rent covers ~ 67% of the payment
~ 344 €/mo rent · you top up ~ 166 €/mo
+25% above market
median 1,178 €/m² for comparable properties
108,880 € 1,701 €/m²
Rent covers ~ 71% of the payment
~ 344 €/mo rent · you top up ~ 139 €/mo
+69% above market
median 1,000 €/m² for comparable properties
110,000 € 1,692 €/m²
Rent covers ~ 70% of the payment
~ 344 €/mo rent · you top up ~ 144 €/mo
+17% above market
median 1,178 €/m² for comparable properties
220,000 € 1,375 €/m²
Rent covers ~ 35% of the payment
~ 344 €/mo rent · you top up ~ 632 €/mo