At market level
median 1,103 €/m² for comparable properties
40,000 € 1,212 €/m²
Rent covers ~ 194% of the payment
~ 344 €/mo rent · pays for itself in ~ 10 yrs
Sale65,000 €1,413 €/m²
Expected rent344 € /mo
~14,500 € ABOVE MARKET
overpriced
against the median for apartments in Kyustendil (63 properties)
Area
46 m²
Floor
4 / 8
Construction
Panel
Year
1990
Heating
District Heating
Yield analysis
Good investment rating
Monthly payment288 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 119% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 14,500 € above the typical price (the median) for apartments in Kyustendil (63 properties) — 1,413 €/m² against 1,103 €/m².
2-room apartment in Kyustendil, Buzludzha district.
The layout includes a L-shaped corridor, kitchen, bathroom with toilet, living room with balcony, providing functional use of the space.
The property is in a prefab panel block from 1990, on the fourth floor of eight with an elevator available, but it needs renovation.
The location is urban with access to basic amenities and transport.
Suitable for those looking for a home with potential for refurbishment and comfortable layout.
With 20% down over 20 years the monthly mortgage payment is about 288 €, against an expected local rent of 344 €. The rent covers the whole payment (119%).
Pros and cons
AI summaryPros
- functional layout
- elevator
- balcony
Cons
- needs renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- kitchen
- bathroom
- living room
Amenities
- Needs Renovation
- Elevator
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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