+38% above market
median 2,004 €/m² for comparable properties
1,050,000 € 2,755 €/m²
Rent covers ~ 49% of the payment
~ 2,267 €/mo rent · you top up ~ 2,392 €/mo
Sale199,999 €1,428 €/m²
Expected rent2,267 € /mo
~80,500 € BELOW MARKET
good value
against the median for houses in Kladnica (40 properties)
Area
140 m²
Land Area
692 m²
Floor
1 / 2
Construction
Brick
Year
1980
Yield analysis
Strong investment rating
Monthly payment887 €20% down payment · 20 yrs · 3%
Expected rent2,267 €at market conditions for the neighbourhood
The rent covers 255% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 7 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 80,500 € below the typical price (the median) for houses in Kladnica (40 properties) — 1,428 €/m² against 2,004 €/m².
House with two floors, located in Kladnitsa village, Pernik region.
Layout: ground floor with corridor, two bedrooms, kitchen with dining area and toilet; second floor with corridor, two bedrooms and kitchen with dining area. Possibility for independent use of both floors via external staircase.
Construction: brick from 1980, in need of updating. Available garage and private yard with flat plot.
Location: asphalt road and year-round access, close to public transport and natural surroundings.
The property is suitable for a family looking for a home with the option to separate the living areas and a private yard in a quiet environment.
With 20% down over 20 years the monthly mortgage payment is about 887 €, against an expected local rent of 2,267 €. The rent covers the whole payment (255%).
Pros and cons
AI summaryPros
- private yard
- garage
- two-storey house
- asphalt road
Cons
- in need of updating
Details
- Category
- Residential
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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