Sale

3-room apartment in Seniche, Vratsa with terrace

VracaSeniche

Published: 9 September 2026 Updated: 9 September 2026

Sale73,000 €960 €/m²

Expected rent434 € /mo

~21,000 € BELOW MARKET

good value

against the median for 3-room apartments in Seniche (17 properties)

Area

76 m²

Floor

6 / 6

Construction

Panel

Yield analysis

Good investment rating

7.1% / yr

Monthly payment324 €20% down payment · 20 yrs · 3%

Expected rent434 €at market conditions for the neighbourhood

The rent covers 134% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 14 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 21,000 € below the typical price (the median) for 3-room apartments in Seniche (17 properties) — 960 €/m² against 1,234 €/m².

Apartment with three rooms in the town of Vratsa, Seniche district. It features a kitchen with dining area and living room in one space, a bedroom with terrace, a children's room, storage room, bathroom and toilet.

The property is on the top floor (6 of 6) in a prefab panel block and has an elevator. The internal layout is functional, with separate sleeping and living areas.

The construction is prefab panel, with partial external and internal insulation, PVC windows and flooring of terracotta tiles and laminate. Heating is provided by a fireplace with water jacket and radiators. The bathroom and toilet need renovation.

The location offers easy access, controlled entrance, parking spaces in front of the block and a professional building manager. The surroundings are urbanized with amenities suitable for family living.

The property is suitable for a family looking for a functional layout and readiness to move in with some finishing works.

With 20% down over 20 years the monthly mortgage payment is about 324 €, against an expected local rent of 434 €. The rent covers the whole payment (134%).

Source: Market statistics for 3-room apartments in Seniche

Pros and cons

AI summary

Pros

functional layout
terrace
elevator
parking space

Cons

top floor
bathroom needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 22% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.