Sale

Three-room apartment with parking in Seniche, Vratsa

VracaSeniche

Published: 14 September 2026 Updated: 14 September 2026

Sale85,000 €1,118 €/m²

Expected rent438 € /mo

~12,500 € BELOW MARKET

good value

against the median for 3-room apartments in Seniche (17 properties)

Area

76 m²

Floor

2 / 7

Construction

Panel

Year

1992

Yield analysis

Good investment rating

6.2% / yr

Monthly payment377 €20% down payment · 20 yrs · 3%

Expected rent438 €at market conditions for the neighbourhood

The rent covers 116% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 12,500 € below the typical price (the median) for 3-room apartments in Seniche (17 properties) — 1,118 €/m² against 1,283 €/m².

Three-room apartment in the town of Vratsa, Seniche district. It is located on the second floor of seven in a prefab panel block from 1992 with an elevator and parking.

The property has an east/west aspect and includes a bedroom, children's room, and living room, as well as a separate kitchen, bathroom, and toilet. The floors are oak parquet and terracotta, and the bathroom and toilet have been renovated.

The construction is prefab panel, with replaced window frames and a metal entrance door. Heating is provided by a fireplace with a water jacket and aluminum radiators.

The district offers amenities such as an elevator and parking, and the location is in an urban environment with access to essential services.

The property is suitable for family use with a good balance between functionality and maintenance.

With 20% down over 20 years the monthly mortgage payment is about 377 €, against an expected local rent of 438 €. The rent covers the whole payment (116%).

Source: Market statistics for 3-room apartments in Seniche

Pros and cons

AI summary

Pros

functional layout
east/west aspect
elevator
parking

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 13% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.