Sale

Three-room apartment with garage in Samuil, Vratsa

VracaSamuil
Published: 1 May 2026 Updated: 12 September 2026
Sale110,000 €1,392 €/m²
Expected rent455 € /mo

~12,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Samuil (8 properties)

Area
79 m²
Floor
8 / 18
Construction
EPC

Yield analysis

Fair investment rating

5% / yr
Monthly payment488 €20% down payment · 20 yrs · 3%
Expected rent455 €at market conditions for the neighbourhood

The rent covers 93% of the payment — you top up about 33 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 12,000 € above the typical price (the median) for 3-room apartments in Samuil (8 properties) — 1,392 €/m² against 1,240 €/m².

Three-room apartment in Vratsa, Samuil district. The property is located on the 8th floor of 18 in a building with an elevator and access control.

The layout includes a living room with kitchenette, two bedrooms, a bathroom, and terraces in front of all rooms. The property also includes a basement and a solid garage.

The building is constructed using EPK technology, equipped with a working elevator and provides free parking.

Nearby are shops, a school, and a kindergarten, which adds to the convenience for residents.

The property is suitable for families looking for a functional layout and convenient location in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 455 €. The rent covers 93% of it.

Source: Market statistics for 3-room apartments in Samuil

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • garage
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • living room
  • bedroom
  • bedroom

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

+45% above market

median 1,241 €/m² for comparable properties

99,000 € 1,800 €/m²
  • 55m²
  • 1/18fl.

Rent covers ~ 104% of the payment

~ 455 €/mo rent · pays for itself in ~ 18 yrs