Sale

Three-room apartment with terrace in Kartala, Veliko Tarnovo

Veliko TyrnovoKartala
Published: 30 August 2026 Updated: 5 September 2026
Sale251,000 €2,820 €/m²
Expected rent477 € /mo

~113,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Kartala (42 properties)

Area
89 m²
Floor
3 / 6
Construction
Brick
Year
2021

Yield analysis

Low investment rating

2.3% / yr
Monthly payment1,114 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 43% of the payment — you top up about 637 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 44 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 113,000 € above the typical price (the median) for 3-room apartments in Kartala (42 properties) — 2,820 €/m² against 1,552 €/m².

3-room apartment in Veliko Tarnovo, Kartala district, Dimitur Buynozov St.

The layout includes an entrance hall with built-in wardrobe, laundry room, spacious living room with kitchen and dining area, two bedrooms, bathroom with toilet, separate toilet and a glazed terrace with west aspect.

The building is brick from 2021, with elevator and maintained common areas. The apartment is on the third floor of six and has all necessary amenities.

The location is in a well-developed residential area close to shops, park and transport connections.

The property offers a functional layout and move-in readiness, suitable for family use or investment.

With 20% down over 20 years the monthly mortgage payment is about 1,114 €, against an expected local rent of 477 €. The rent covers 43% of it.

Source: Market statistics for 3-room apartments in Kartala

Pros and cons

AI summary
Pros
  • functional layout
  • southwest aspect
  • new-build
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • corridor
  • laundry room
  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • toilet
  • terrace

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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