Sale

One-room apartment in Kartala, Veliko Tarnovo, brick construction

Veliko TyrnovoKartala

Published: 2 October 2026 Updated: 2 October 2026

Sale44,000 €1,913 €/m²

Expected rent372 € /mo

~5,000 € ABOVE MARKET

above market

against the median for 1-room apartments in Kartala (17 properties)

Area

23 m²

Floor

4 / 4

Construction

Brick

Yield analysis

Strong investment rating

10.1% / yr

Monthly payment195 €20% down payment · 20 yrs · 3%

Expected rent372 €at market conditions for the neighbourhood

The rent covers 191% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 10 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 5,000 € above the typical price (the median) for 1-room apartments in Kartala (17 properties) — 1,913 €/m² against 1,704 €/m².

One-room apartment in the Kartala district, city of Veliko Tarnovo. The property has a floor area of 23 sq m and is located on the top, fourth floor.

The layout includes one main room combining a bedroom and kitchen corner, as well as a bathroom with toilet combined.

The building is brick, which suggests better insulation and durability, but there is no information about the year of construction. The property has basic amenities and is suitable for a mortgage loan.

The district is well-connected and preferred for living, with easy access to city infrastructure and services.

It is suitable both for personal use and as an investment considering the location and compact size.

With 20% down over 20 years the monthly mortgage payment is about 195 €, against an expected local rent of 372 €. The rent covers the whole payment (191%).

Source: Market statistics for 1-room apartments in Kartala

Pros and cons

AI summary

Pros

functional layout
brick construction
well-connected location

Cons

top floor
small area

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.