Sale

Spacious 4-room apartment in Kartala, Veliko Tarnovo with two terraces

Veliko TyrnovoKartala

Published: 2 October 2026 Updated: 2 October 2026

Sale210,000 €1,363 €/m²

Expected rent372 € /mo

~46,500 € BELOW MARKET

good value

against the median for apartments in Kartala (132 properties)

Area

154 m²

Floor

3 / 6

Construction

Brick

Heating

Gas

Yield analysis

Low investment rating

2.1% / yr

Monthly payment932 €20% down payment · 20 yrs · 3%

Expected rent372 €at market conditions for the neighbourhood

The rent covers 40% of the payment — you top up about 560 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 47 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 46,500 € below the typical price (the median) for apartments in Kartala (132 properties) — 1,363 €/m² against 1,664 €/m².

The apartment is located in the district of Kartala, city of Veliko Tarnovo, in a new residential building with six floors.

The layout includes a living room with dining area and kitchenette, three separate bedrooms, two bathrooms with toilets, and a corridor, with each main room having access to two terraces.

The building is brick, constructed with modern methods, currently at pre-Act 15 stage with planned completion in 2027, and the apartment has installed gas pipelines for future gasification.

The location offers good infrastructure and amenities suitable for daily life, with the area being preferred for living.

The property is suitable for a family seeking a spacious and functional home in a new building with the possibility of a parking space and additional basement storage.

With 20% down over 20 years the monthly mortgage payment is about 932 €, against an expected local rent of 372 €. The rent covers 40% of it.

Source: Market statistics for apartments in Kartala

Pros and cons

AI summary

Pros

functional layout
two terraces
gasification
east/west aspect

Cons

pre-Act 15
needs completion

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 18% below the average for comparable properties.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.