Sale

Three-room apartment in Cholakovtsi, Veliko Tarnovo with two terraces

Veliko TyrnovoCholakovci

Published: 4 September 2026 Updated: 4 September 2026

Sale90,000 €1,139 €/m²

Expected rent380 € /mo

~15,000 € BELOW MARKET

good value

against the median for apartments in Cholakovci (15 properties)

Area

79 m²

Construction

Panel

Yield analysis

Fair investment rating

5.1% / yr

Monthly payment399 €20% down payment · 20 yrs · 3%

Expected rent380 €at market conditions for the neighbourhood

The rent covers 95% of the payment — you top up about 19 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 15,000 € below the typical price (the median) for apartments in Cholakovci (15 properties) — 1,139 €/m² against 1,327 €/m².

Three-room apartment in the Cholakovtsi district, Veliko Tarnovo, located on the fifth intermediate floor in a prefab panel building with an elevator.

The layout includes an L-shaped corridor, living room, kitchen, two bedrooms, bathroom, toilet, two terraces and a storage room.

The building is prefab panel construction, and the apartment has partially replaced window frames and requires renovation.

The Cholakovtsi district offers a quiet urban environment with convenient access to the center of Veliko Tarnovo.

The property is suitable for people looking for an opportunity to personalise the home according to their own needs.

With 20% down over 20 years the monthly mortgage payment is about 399 €, against an expected local rent of 380 €. The rent covers 95% of it.

Source: Market statistics for apartments in Cholakovci

Pros and cons

AI summary

Pros

two terraces
partially replaced window frames
elevator in building

Cons

prefab panel construction
needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 14% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.