Sale

Two-room apartment with south aspect in Cholakovtsi, Veliko Tarnovo

Veliko TyrnovoCholakovci

Published: 9 September 2026 Updated: 9 September 2026

Sale89,900 €1,550 €/m²

Expected rent379 € /mo

~13,000 € ABOVE MARKET

above market

against the median for apartments in Cholakovci (15 properties)

Area

58 m²

Floor

2 / 7

Construction

Panel

Year

1980

Yield analysis

Fair investment rating

5.1% / yr

Monthly payment399 €20% down payment · 20 yrs · 3%

Expected rent379 €at market conditions for the neighbourhood

The rent covers 95% of the payment — you top up about 20 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 13,000 € above the typical price (the median) for apartments in Cholakovci (15 properties) — 1,550 €/m² against 1,327 €/m².

Two-room apartment with an area of 58 sq m, located in Veliko Tarnovo, Cholakovtsi district. The property is situated on the second floor of a prefab panel block with a total of seven floors.

The layout includes a spacious living room, equipped kitchen, bedroom, terrace, corridor, bathroom and separate toilet, as well as a niche for a closet. A basement is included as additional space.

The apartment has undergone major renovation and features a south aspect, providing good natural light. The building has been recently insulated and has an elevator.

The district offers amenities such as parking and access to urban infrastructure, making it suitable for everyday living.

The overall characteristics of the property make it suitable for family housing with a focus on functionality and comfort.

With 20% down over 20 years the monthly mortgage payment is about 399 €, against an expected local rent of 379 €. The rent covers 95% of it.

Source: Market statistics for apartments in Cholakovci

Pros and cons

AI summary

Pros

south aspect
functional layout
elevator
renovated

Cons

prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.