Sale

Three-room apartment with terrace in Trakiya district, Shumen

ShumenTrakiya
Published: 6 March 2026 Updated: 15 September 2026
Sale200,000 €1,941 €/m²
Expected rent401 € /mo

~39,000 € ABOVE MARKET

overpriced

against the median for apartments in Trakiya (227 properties)

Area
103 m²
Floor
4 / 5
Construction
Brick

Yield analysis

Low investment rating

2.4% / yr
Monthly payment887 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 45% of the payment — you top up about 486 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 42 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 39,000 € above the typical price (the median) for apartments in Trakiya (227 properties) — 1,941 €/m² against 1,562 €/m².

Apartment with an area of 103 sq m, located on the 4th floor of 5 in a brick building in the Trakiya district, Shumen.

The layout includes a living area with kitchen, two bedrooms (one with an en-suite bathroom), a bathroom, a toilet and a terrace.

The building has an elevator and access control, and the apartment is gasified and externally insulated. Quality materials such as PVC windows have been used, and the apartment is finished turnkey.

The location is convenient for families with proximity to schools, kindergartens, shops and transport connections.

Suitable for permanent residence or rental, the property offers a balance between functionality and comfort.

With 20% down over 20 years the monthly mortgage payment is about 887 €, against an expected local rent of 401 €. The rent covers 45% of it.

Source: Market statistics for apartments in Trakiya

Pros and cons

AI summary
Pros
  • functional layout
  • southeast aspect
  • elevator and access control
  • high-quality windows
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 209 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living area with kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • terrace

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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