Sale

Three-room apartment with two terraces in Trakiya, Shumen

ShumenTrakiya
Published: 20 January 2026 Updated: 9 September 2026
Sale104,300 €1,354 €/m²
Expected rent402 € /mo

~12,500 € BELOW MARKET

good value

against the median for 3-room apartments in Trakiya (101 properties)

Area
77 m²
Floor
5 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.6% / yr
Monthly payment463 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 87% of the payment — you top up about 61 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 12,500 € below the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,354 €/m² against 1,517 €/m².

Three-room apartment with an area of 77 sq m is located in the district of Trakiya, Shumen. The property is situated on the 5th floor of an eight-storey prefab panel building with an elevator and access control.

The layout includes a kitchen, living room, two bedrooms, corridor with built-in wardrobe, separate bathroom and toilet, as well as two terraces, one of which is glazed. The flooring consists of natural parquet and mosaic, and the aspect is north/south.

The building is prefab panel from 1980, with external insulation and replaced PVC windows. Heating is provided by two air conditioners. The property also includes an adjacent basement of 4 sq m. Roof repairs are planned.

The location is convenient for families, with a school, shops, childcare facilities, playgrounds and bus stops nearby. The entrance is maintained and provides the necessary amenities for daily life.

The property is suitable for family use with a balanced layout and good location for urban living.

With 20% down over 20 years the monthly mortgage payment is about 463 €, against an expected local rent of 402 €. The rent covers 87% of it.

Source: Market statistics for 3-room apartments in Trakiya

Pros and cons

AI summary
Pros
  • two terraces
  • external insulation
  • elevator
  • north/south aspect
Cons
  • prefab panel block
  • roof repair needed

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • living room
  • bedroom
  • bedroom
  • corridor
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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