Sale

Four-room apartment with two terraces in Trakiya, Shumen

ShumenTrakiya
Published: 4 August 2026 Updated: 10 September 2026
Sale114,900 €1,511 €/m²
Expected rent402 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Trakiya (101 properties)

Area
76 m²
Floor
1 / 8
Construction
Panel
Year
1970

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 79% of the payment — you top up about 108 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,511 €/m² against 1,517 €/m².

Apartment with four rooms, located in the district of Trakiya, city of Shumen. The property is on the first residential floor of a prefab panel building from 1970.

The layout includes a living room with access to a south-facing terrace, two separate bedrooms, a separate kitchen with access to a glazed north-facing terrace, a bathroom, a separate toilet, and a storage room. The rooms are not walk-through, which improves functionality.

The building is prefab panel construction, maintained and with essential utilities provided. The apartment has a south/north aspect, ensuring good natural light and ventilation.

The location is in a well-developed district with convenient access to urban infrastructure and green areas. The first floor offers convenience for families with children or people with limited mobility.

The property is suitable for family use and offers the possibility for renovation according to the needs of the new owners.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 402 €. The rent covers 79% of it.

Source: Market statistics for 3-room apartments in Trakiya

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • south / north aspect
  • first residential floor
Cons
  • prefab panel block
  • no additional amenities

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • kitchen

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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