Sale

4-bedroom apartment in Shumen, Pazara

ShumenPazara
Published: 7 January 2026 Updated: 5 September 2026
Sale155,000 €1,409 €/m²
Expected rent523 € /mo

~27,000 € BELOW MARKET

good value

against the median for 4-room apartments in Pazara (12 properties)

Area
110 m²
Floor
3 / 3
Construction
Brick
Year
1994

Yield analysis

Fair investment rating

4% / yr
Monthly payment688 €20% down payment · 20 yrs · 3%
Expected rent523 €at market conditions for the neighbourhood

The rent covers 76% of the payment — you top up about 165 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 27,000 € below the typical price (the median) for 4-room apartments in Pazara (12 properties) — 1,409 €/m² against 1,654 €/m².

With 20% down over 20 years the monthly mortgage payment is about 688 €, against an expected local rent of 523 €. The rent covers 76% of it.

This property is advertised in 3 offers. The gap between the cheapest and the dearest is 5,000 €. It has been listed for 269 days.

Source: Market statistics for 4-room apartments in Pazara

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 3 listings, and the prices differ by about 3%.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 269 days.

  4. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • With Parking
  • Needs Renovation
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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