Sale

Four-room apartment with garage in Pazara district, Shumen

ShumenPazara
Published: 20 January 2026 Updated: 9 September 2026
Sale220,000 €1,654 €/m²
Expected rent523 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Pazara (12 properties)

Area
133 m²
Floor
1 / 3
Construction
Brick
Year
1990

Yield analysis

Low investment rating

2.9% / yr
Monthly payment976 €20% down payment · 20 yrs · 3%
Expected rent523 €at market conditions for the neighbourhood

The rent covers 54% of the payment — you top up about 453 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 35 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Pazara (12 properties) — 1,654 €/m² against 1,654 €/m².

The apartment is located in the town of Shumen, Pazara district, on the first high floor in a brick building from 1990.

The layout includes a corridor, kitchen with a large terrace and pantry, dining room, living room/third bedroom, two bedrooms, a second terrace with panoramic view, bathroom and separate toilet.

The building is brick with a renovated roof and offers a garage, attic space and two basement rooms. Heating is provided by three new air conditioners.

The location is quiet and convenient, close to Arena hall, the market, schools and playgrounds.

The property is suitable for family use with good functional layout and additional storage areas.

With 20% down over 20 years the monthly mortgage payment is about 976 €, against an expected local rent of 523 €. The rent covers 54% of it.

Source: Market statistics for 4-room apartments in Pazara

Pros and cons

AI summary
Pros
  • functional layout
  • garage
  • two terraces
  • renovated roof
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining room
  • living room
  • bedroom
  • bedroom

Amenities

  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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