Sale

4-room apartment with 3 bedrooms in Pazara district, Shumen

ShumenPazara
Published: 1 January 2026 Updated: 2 October 2026
Sale210,000 €2,100 €/m²
Expected rent523 € /mo

~44,500 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Pazara (12 properties)

Area
100 m²
Floor
1 / 6
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3% / yr
Monthly payment932 €20% down payment · 20 yrs · 3%
Expected rent523 €at market conditions for the neighbourhood

The rent covers 56% of the payment — you top up about 409 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 33 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 44,500 € above the typical price (the median) for 4-room apartments in Pazara (12 properties) — 2,100 €/m² against 1,654 €/m².

4-room apartment in the city of Shumen, Pazara district.
The layout includes 3 bedrooms, a living room with kitchenette, bathroom with toilet, and a terrace.
The building is brick-built, constructed in 1980, with an available elevator.
Located on the first floor of six, in an area with good infrastructure and access to city services.
Suitable for family use with balanced layout and daily conveniences.

With 20% down over 20 years the monthly mortgage payment is about 932 €, against an expected local rent of 523 €. The rent covers 56% of it.

Source: Market statistics for 4-room apartments in Pazara

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • terrace
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • living room
  • kitchenette

Amenities

  • Elevator

Details

Category
Residential
Rooms
4
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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