Sale

Four-room apartment with two terraces in Shumen, Boyan Bulgaranov 2

ShumenBoyan Bylgaranov 2
Published: 4 September 2026 Updated: 4 September 2026
Sale145,000 €1,435 €/m²
Expected rent400 € /mo

~16,000 € ABOVE MARKET

above market

against the median for 4-room apartments in Boyan Bylgaranov 2 (11 properties)

Area
101 m²
Floor
3 / 8
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.3% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 243 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 16,000 € above the typical price (the median) for 4-room apartments in Boyan Bylgaranov 2 (11 properties) — 1,435 €/m² against 1,279 €/m².

The apartment is located in the town of Shumen, Boyan Bulgaranov 2 district, on the third floor of an eight-storey prefab panel building.

The layout includes a corridor, kitchen, dining room, living room, two bedrooms and two terraces, with the possibility to create a third bedroom.

The building is prefab panel from 1980, with an elevator and access control; heating is local solid fuel. The PVC windows and entrance door have been replaced, and the flooring is laminated parquet, carpet and terracotta.

The location is on a main boulevard with convenient access to public transport, supermarkets and kindergartens.

The property is suitable for families looking for a spacious and functional home in a well-served area.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 400 €. The rent covers 62% of it.

Source: Market statistics for 4-room apartments in Boyan Bylgaranov 2

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • good location
Cons
  • prefab panel construction
  • local solid fuel heating

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining room
  • living room
  • bedroom
  • bedroom
  • terrace
  • terrace
  • laundry room
  • bathroom

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
4
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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