Sale

3-bedroom apartment in Shumen, Trakiya

ShumenTrakiya
Published: 7 August 2026 Updated: 4 September 2026
Sale105,000 €1,346 €/m²
Expected rent402 € /mo

~13,500 € BELOW MARKET

good value

against the median for 3-room apartments in Trakiya (101 properties)

Area
78 m²
Construction
Panel

Yield analysis

Fair investment rating

4.6% / yr
Monthly payment466 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 86% of the payment — you top up about 64 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 4.5% · 5,000 €
  1. 110,000 €7 August 2026Initial price
  2. 105,000 €▼ 5,000 € (4.5%) 4 September 2026Price reducedCurrent

Property analysis

This apartment is priced about 13,500 € below the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,346 €/m² against 1,517 €/m².

With 20% down over 20 years the monthly mortgage payment is about 466 €, against an expected local rent of 402 €. The rent covers 86% of it.

The asking price has fallen by 5,000 € (4.5%) since it was first listed.

Source: Market statistics for 3-room apartments in Trakiya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there still room to negotiate?

    Because: The price has been cut once, by about 5%.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

At market level

median 1,563 €/m² for comparable properties

66,467 € 1,582 €/m²
  • 42m²
  • 5/8fl.

Rent covers ~ 136% of the payment

~ 402 €/mo rent · pays for itself in ~ 14 yrs