−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale145,000 €1,355 €/m²
Expected rent402 € /mo
~17,500 € BELOW MARKET
good value
against the median for 3-room apartments in Trakiya (101 properties)
Area
107 m²
Floor
6 / 6
Construction
Brick
Year
2026
Heating
Gas
Yield analysis
Low investment rating
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 62% of the payment — you top up about 241 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 17,500 € below the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,355 €/m² against 1,517 €/m².
Three-room apartment in the city of Shumen, district Trakiya, new-build from 2026 on the top floor.
The layout includes two bedrooms, a kitchen with living room, bathroom with toilet, corridor and two terraces, one of which is 15 sq m.
The building is brick, gasified and has an elevator and access control; high-quality materials were used according to European standards.
The location is convenient, close to schools, shops and bus stops, providing good infrastructure and accessibility.
The property is suitable for family living or investment due to the functional layout and the amenities of the area.
With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 402 €. The rent covers 62% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- elevator
- gasified
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 241 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- kitchen with living area
- corridor
Amenities
- Elevator
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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