Sale

Three-room apartment in Shumen, Pazara with two terraces

ShumenPazara
Published: 20 February 2026 Updated: 2 October 2026
Sale159,355 €1,562 €/m²
Expected rent528 € /mo

~18,500 € BELOW MARKET

good value

against the median for 3-room apartments in Pazara (40 properties)

Area
102 m²
Floor
5 / 6
Construction
Brick
Year
2027

Yield analysis

Low investment rating

4% / yr
Monthly payment707 €20% down payment · 20 yrs · 3%
Expected rent528 €at market conditions for the neighbourhood

The rent covers 75% of the payment — you top up about 179 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 18,500 € below the typical price (the median) for 3-room apartments in Pazara (40 properties) — 1,562 €/m² against 1,742 €/m².

Three-room apartment in Shumen, Pazara district, new-build from 2027. It has an area of 102 sq m and is located on the 5th floor of a total of 6 in a brick building.

The layout includes a kitchen with living area, two bedrooms, bathroom with toilet, storage room and two terraces, providing convenience and functionality for family use.

The building has an elevator and access control, with quality construction and modern materials used. The property has been renovated and offers comfortable living conditions.

The location is convenient, with easy access to main roads, schools, kindergartens and commercial outlets in the city centre.

A suitable choice for family housing or investment, combining convenience and functionality.

With 20% down over 20 years the monthly mortgage payment is about 707 €, against an expected local rent of 528 €. The rent covers 75% of it.

Source: Market statistics for 3-room apartments in Pazara

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • quality materials
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 224 days.

  2. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2027.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • living area
  • bedroom
  • bedroom

Amenities

  • Elevator
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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