Sale

3-bedroom apartment in Shumen, Matematicheska Gimnaziya

ShumenMatematicheska Gimnaziya
Published: 5 May 2026 Updated: 8 September 2026
Sale105,000 €1,381 €/m²
Expected rent401 € /mo

~11,000 € BELOW MARKET

good value

against the median for 3-room apartments in Matematicheska Gimnaziya (12 properties)

Area
76 m²
Construction
Panel
Year
1990

Yield analysis

Fair investment rating

4.6% / yr
Monthly payment466 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 86% of the payment — you top up about 65 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 11,000 € below the typical price (the median) for 3-room apartments in Matematicheska Gimnaziya (12 properties) — 1,381 €/m² against 1,524 €/m².

With 20% down over 20 years the monthly mortgage payment is about 466 €, against an expected local rent of 401 €. The rent covers 86% of it.

Source: Market statistics for 3-room apartments in Matematicheska Gimnaziya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • With Parking
  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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