Sale

Three-room apartment with two terraces in Bolnitsa district, Shumen

ShumenBolnicata
Published: 5 June 2026 Updated: 2 October 2026
Sale138,000 €1,568 €/m²
Expected rent363 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Bolnicata (33 properties)

Area
88 m²
Floor
1 / 4
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.2% / yr
Monthly payment612 €20% down payment · 20 yrs · 3%
Expected rent363 €at market conditions for the neighbourhood

The rent covers 59% of the payment — you top up about 249 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Bolnicata (33 properties) — 1,568 €/m² against 1,656 €/m².

Three-room apartment in the city of Shumen, Bolnitsa district, located on the first floor of a four-storey brick building. The property has a total area of 88 sq m and includes a L-shaped corridor, kitchen, living room, two bedrooms, two terraces, bathroom and separate toilet. The layout provides separate rooms without walk-through rooms, which improves functionality. The apartment was built in 1980, with a solid brick structure and partially replaced PVC windows; the flooring consists of natural parquet and terracotta tiles. There is a basement of 7 sq m available, which adds extra storage space. The location is in a quiet area with controlled access, close to a hospital, schools and shops, providing everyday conveniences. The apartment requires renovation and interior updating to modern standards. The property is suitable for family living or investment due to its good location and functional layout.

With 20% down over 20 years the monthly mortgage payment is about 612 €, against an expected local rent of 363 €. The rent covers 59% of it.

Source: Market statistics for 3-room apartments in Bolnicata

Pros and cons

AI summary
Pros
  • functional layout
  • south/west aspect
  • controlled access
  • basement included
Cons
  • ground floor
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  2. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • living room
  • bedroom
  • bedroom
  • terrace
  • terrace
  • bathroom
  • toilet

Amenities

  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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