−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale88,000 €1,466 €/m²
Expected rent402 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in Trakiya (89 properties)
Area
60 m²
Floor
6 / 7
Construction
Panel
Year
1980
Yield analysis
Fair investment rating
Monthly payment390 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 103% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in Trakiya (89 properties) — 1,466 €/m² against 1,532 €/m².
Two-room apartment in the city of Shumen, district Trakia, located on the 6th floor of 7.
The layout includes a living room, kitchen with a terrace, bedroom with a second terrace, bathroom with toilet, corridor, and basement, providing convenient internal functionality.
The building is prefab panel from 1980, equipped with an elevator and access control, with an available parking space.
The district is well developed and offers easy access to city infrastructure and services.
The property is suitable for people looking for a home with a practical layout and amenities in the central part of the city.
With 20% down over 20 years the monthly mortgage payment is about 390 €, against an expected local rent of 402 €. The rent covers the whole payment (103%).
Pros and cons
AI summaryPros
- two terraces
- elevator
- parking space
- access control
Cons
- prefab panel construction
- 6th floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- corridor
- basement
Amenities
- Elevator
- With Parking
- Access Control
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
median 1,532 €/m² for comparable properties
88,000 € 1,517 €/m²
Rent covers ~ 103% of the payment
~ 402 €/mo rent · pays for itself in ~ 18 yrs