Sale

Two-room apartment with two terraces in the centre of Shumen

ShumenCentyr
Published: 8 May 2026 Updated: 14 September 2026
Sale150,000 €1,530 €/m²
Expected rent344 € /mo

AT MARKET LEVEL

fairly priced

against the median for 2-room apartments in Centyr (99 properties)

Area
98 m²
Construction
Brick
Year
2004

Yield analysis

Low investment rating

2.8% / yr
Monthly payment666 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood

The rent covers 52% of the payment — you top up about 322 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 2-room apartments in Centyr (99 properties) — 1,530 €/m² against 1,641 €/m².

The apartment is located in the city of Shumen, in the central part of the city. The property is situated in a four-storey brick building from 2004.

The layout includes a separate bedroom, a spacious living room, a separate kitchen, corridor, bathroom with toilet and two terraces, providing convenience and potential for reconfiguration.

The building is well maintained, constructed with brick materials, and the apartment includes a 7 sq m basement. Parking spaces and a yard are included in the price.

The location is quiet, close to Hotel Shumen, kindergarten, hospital, restaurants and retail outlets, ensuring easy access to essential services.

The property is suitable for family use with good functionality and balanced positioning relative to the urban environment.

With 20% down over 20 years the monthly mortgage payment is about 666 €, against an expected local rent of 344 €. The rent covers 52% of it.

Source: Market statistics for 2-room apartments in Centyr

Pros and cons

AI summary
Pros
  • two terraces
  • parking space
  • well maintained building
  • quiet location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • bedroom
  • living room
  • kitchen

Amenities

  • With Parking

Details

Category
Residential
Rooms
2
Bathrooms
1

Location

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