Sale

Three-room apartment with two terraces in the centre of Shumen

ShumenCentyr
Published: 1 January 2026 Updated: 2 October 2026
Sale132,935 €1,186 €/m²
Expected rent477 € /mo

~62,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (119 properties)

Area
112 m²
Floor
4 / 5
Construction
Brick
Year
2008

Yield analysis

Fair investment rating

4.3% / yr
Monthly payment590 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 81% of the payment — you top up about 113 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 62,000 € below the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,186 €/m² against 1,739 €/m².

Apartment with three rooms in the town of Shumen, located in the central part of the town.
Layout includes a corridor, living area with kitchen, two bedrooms, bathroom, toilet, storage room and two large terraces.
The building is brick from 2008, the apartment is on the fourth of five floors and has gas heating and air conditioning installation.
The location is convenient for access to urban infrastructure and services, while offering tranquility in the central area.
The property is suitable for family use with balanced layout and functionality.

With 20% down over 20 years the monthly mortgage payment is about 590 €, against an expected local rent of 477 €. The rent covers 81% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two large terraces
  • gas heating
  • air conditioning installation
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 32% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living area
  • kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • storage room
  • terrace
  • terrace

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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