Sale

Two-room apartment with two terraces in Shumen, Bolnitsata

ShumenBolnicata
Published: 5 August 2026 Updated: 2 October 2026
Sale88,000 €1,294 €/m²
Expected rent363 € /mo

~18,000 € BELOW MARKET

good value

against the median for 2-room apartments in Bolnicata (39 properties)

Area
68 m²
Floor
4 / 7
Construction
Panel
Year
1990

Yield analysis

Fair investment rating

4.9% / yr
Monthly payment390 €20% down payment · 20 yrs · 3%
Expected rent363 €at market conditions for the neighbourhood

The rent covers 93% of the payment — you top up about 27 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 18,000 € below the typical price (the median) for 2-room apartments in Bolnicata (39 properties) — 1,353 €/m² against 1,559 €/m².

Apartment with two rooms and a kitchen in the town of Shumen, Bolnitsata district.

The layout includes two separate rooms, a kitchen, and two terraces with panoramic views to the east and west, providing good natural light. The property also includes a basement for additional storage.

The building is prefab panel from 1990, the apartment is located on the fourth floor of seven with an elevator. It has PVC windows and maintained parquet flooring in the rooms, and the entrance is clean and maintained with controlled access.

The location is convenient with new asphalt roads and parking spaces, and the presence of gas supply in the entrance contributes to heating. The area is urbanized and offers easy access to city infrastructure.

The property is suitable for family use, combining a functional layout and amenities in a well-maintained building.

With 20% down over 20 years the monthly mortgage payment is about 390 €, against an expected local rent of 363 €. The rent covers 93% of it.

Source: Market statistics for 2-room apartments in Bolnicata

Pros and cons

AI summary
Pros
  • two terraces
  • elevator
  • parking
  • gas supply in entrance
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 13% below the average for comparable properties.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • room
  • room
  • kitchen

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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