Sale

Spacious 4-room apartment in Zdravec Sever, Ruse with terrace

RuseZdravec Sever 1
Published: 4 August 2026 Updated: 30 September 2026
Sale132,000 €1,389 €/m²
Expected rent413 € /mo

~17,000 € BELOW MARKET

good value

against the median for apartments in Zdravec Sever 1 (12 properties)

Area
95 m²
Floor
3 / 8
Construction
Panel
Year
1980
Heating
District Heating

Yield analysis

Low investment rating

3.8% / yr
Monthly payment586 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood

The rent covers 71% of the payment — you top up about 173 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,000 € below the typical price (the median) for apartments in Zdravec Sever 1 (12 properties) — 1,389 €/m² against 1,571 €/m².

Apartment with four rooms in the city of Ruse, district Zdravec Sever. It is located on the 3rd floor of an 8-storey prefab panel building with an elevator.

The layout includes a living room with terrace, dining room, kitchen with terrace, two bedrooms (one with terrace), large corridor, laundry room, toilet and bathroom.

The building is prefab panel from 1980, the apartment is partially renovated with PVC windows and external insulation on some rooms, heating and hot water are district heating.

The location offers amenities such as public transport, shops, university and free parking around the block.

Suitable for a family or two generations, requiring additional renovation works for full refurbishment.

With 20% down over 20 years the monthly mortgage payment is about 586 €, against an expected local rent of 413 €. The rent covers 71% of it.

Source: Market statistics for apartments in Zdravec Sever 1

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • elevator
  • close to transport
Cons
  • prefab panel construction
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • dining room
  • kitchen
  • bedroom
  • bedroom

Amenities

  • With Transition
  • Elevator
  • With Parking
  • Renovated
  • Needs Renovation

Details

Category
Residential
Rooms
4
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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