Sale

Spacious 4-room apartment in Top Center, Ruse with terraces

RuseCentyr
Published: 5 January 2026 Updated: 30 September 2026
Sale250,000 €1,388 €/m²
Expected rent469 € /mo

~41,500 € BELOW MARKET

good value

against the median for 4-room apartments in Centyr (44 properties)

Area
180 m²
Floor
5 / 6
Construction
Brick
Year
2026
Heating
District Heating

Yield analysis

Low investment rating

2.3% / yr
Monthly payment1,109 €20% down payment · 20 yrs · 3%
Expected rent469 €at market conditions for the neighbourhood

The rent covers 42% of the payment — you top up about 640 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 44 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 41,500 € below the typical price (the median) for 4-room apartments in Centyr (44 properties) — 1,388 €/m² against 1,619 €/m².

The apartment is located in the city of Ruse, in the area of Top Center. It features four rooms, including three bedrooms and a large living area. The internal layout includes two bathrooms and two toilets, as well as three terraces, providing additional space and ventilation options. The building is a new-build from 2026, constructed with brick materials, equipped with an elevator and district heating. The location is central, with easy access to urban infrastructure and amenities. The property is suitable for family use, combining functionality and comfort in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 1,109 €, against an expected local rent of 469 €. The rent covers 42% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator
  • central location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 14% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 270 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • living area

Amenities

  • Elevator

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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