Sale

Spacious 4-room apartment in Center, Ruse with two terraces

RuseCentyr
Published: 30 September 2026 Updated: 30 September 2026
Sale183,000 €1,830 €/m²
Expected rent464 € /mo

~19,000 € ABOVE MARKET

above market

against the median for 4-room apartments in Centyr (43 properties)

Area
100 m²
Floor
4 / 5
Construction
Brick
Year
1970

Yield analysis

Low investment rating

3% / yr
Monthly payment812 €20% down payment · 20 yrs · 3%
Expected rent464 €at market conditions for the neighbourhood

The rent covers 57% of the payment — you top up about 348 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 33 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 19,000 € above the typical price (the median) for 4-room apartments in Centyr (43 properties) — 1,830 €/m² against 1,641 €/m².

The apartment is located in the city of Ruse, in the central part of the city. The property has a floor area of 100 sq m and is situated on the 4th floor of a 5-storey monolithic concrete building without an elevator.

The layout includes a spacious living room with lounge, two bedrooms, a functional kitchen, a bathroom and a separate toilet, as well as two large terraces accessible from every room. There are no walk-through rooms.

The building was constructed in 1970 from brick, the common areas are maintained, and heating is by district heating. The apartment requires partial renovation, including replacement of window frames, but retains natural parquet flooring and luxury mosaic in the corridor.

The location is convenient, close to Halite store and other urban amenities, while providing quiet and tranquility.

The property is suitable for people seeking a spacious city home with a functional layout and the possibility to renovate according to personal preferences.

With 20% down over 20 years the monthly mortgage payment is about 812 €, against an expected local rent of 464 €. The rent covers 57% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two large terraces
  • natural parquet
  • central location
Cons
  • partial renovation
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  2. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room 30 sq m
  • bedroom 1 18 sq m
  • bedroom 2 13 sq m
  • kitchen
  • corridor

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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