Sale

3-bedroom apartment in Ruse, Cvetnica

RuseCvetnica
Published: 18 November 2025 Updated: 3 February 2026
Sale95,300 €1,191 €/m²
Expected rent413 € /mo

~19,500 € BELOW MARKET

good value

against the median for apartments in Cvetnica (18 properties)

Area
80 m²
Floor
8 / 8
Construction
Panel
Heating
District Heating

Yield analysis

Fair investment rating

5.2% / yr
Monthly payment423 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood

The rent covers 98% of the payment — you top up about 10 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 19,500 € below the typical price (the median) for apartments in Cvetnica (18 properties) — 1,191 €/m² against 1,437 €/m².

With 20% down over 20 years the monthly mortgage payment is about 423 €, against an expected local rent of 413 €. The rent covers 98% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 317 days.

Source: Market statistics for apartments in Cvetnica

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 17% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 317 days.

  3. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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