Sale

3-bedroom apartment in Ruse, Cvetnica

RuseCvetnica
Published: 8 September 2026 Updated: 8 September 2026
Sale93,000 €1,162 €/m²
Expected rent492 € /mo

~41,000 € BELOW MARKET

good value

against the median for 3-room apartments in Cvetnica (69 properties)

Area
80 m²
Floor
8 / 8
Construction
Panel
Heating
District Heating

Yield analysis

Good investment rating

6.3% / yr
Monthly payment413 €20% down payment · 20 yrs · 3%
Expected rent492 €at market conditions for the neighbourhood

The rent covers 119% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 41,000 € below the typical price (the median) for 3-room apartments in Cvetnica (69 properties) — 1,162 €/m² against 1,675 €/m².

With 20% down over 20 years the monthly mortgage payment is about 413 €, against an expected local rent of 492 €. The rent covers the whole payment (119%).

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 23 days.

Source: Market statistics for 3-room apartments in Cvetnica

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 31% below the average for comparable properties.

  2. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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