Sale

Three-room apartment with terrace in the centre of Ruse

RuseCentyr
Published: 10 May 2026 Updated: 26 September 2026
Sale195,000 €2,052 €/m²
Expected rent547 € /mo

~25,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Centyr (238 properties)

Area
95 m²
Floor
2 / 4
Construction
Brick

Yield analysis

Low investment rating

3.4% / yr
Monthly payment865 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 318 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 0.5% · 1,000 €
  1. 196,000 €11 June 2026Initial price
  2. 195,000 €▼ 1,000 € (0.5%) 14 June 2026Price reducedCurrent

Property analysis

This apartment is priced about 25,000 € above the typical price (the median) for 3-room apartments in Centyr (238 properties) — 2,052 €/m² against 1,792 €/m².

Apartment with three rooms in the centre of the city of Ruse, near Dunav Hotel.
Layout: corridor, kitchen with living area, two bedrooms, bathroom, two toilets and terrace.
The property is in a brick building on the second of four floors, with new PVC windows and updated electrical and plumbing installations.
The location is convenient for city living with easy access to services and transport.
Suitable for family use with balanced layout and functionality.

With 20% down over 20 years the monthly mortgage payment is about 865 €, against an expected local rent of 547 €. The rent covers 63% of it.

The asking price has fallen by 1,000 € (0.5%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • new PVC windows
  • updated installations
  • terrace
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • corridor
  • kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • toilet
  • terrace

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

apartment in Ruse, Centyr
Centyr, Ruse
−23% below market

median 1,781 €/m² for comparable properties

93,000 € 1,367 €/m²
apartment in Ruse, Centyr
  • 68m²
  • 4/7fl.

Rent covers ~ 114% of the payment

~ 469 €/mo rent · pays for itself in ~ 17 yrs