At market level
median 1,623 €/m² for comparable properties
160,000 € 1,523 €/m²
Rent covers ~ 66% of the payment
~ 469 €/mo rent · you top up ~ 241 €/mo
Sale215,000 €2,263 €/m²
Expected rent547 € /mo
~45,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (238 properties)
Area
95 m²
Floor
5 / 6
Construction
Brick
Year
2025
Yield analysis
Low investment rating
Monthly payment954 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood
The rent covers 57% of the payment — you top up about 407 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 33 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 45,000 € above the typical price (the median) for 3-room apartments in Centyr (238 properties) — 2,263 €/m² against 1,792 €/m².
3-room apartment in Ruse, Center, with an area of 95 sq m and located on the 5th floor of a total of 6.
Layout: spacious living room with dining area and kitchen section, two bedrooms, entrance hall, walk-in closet, bathroom, and terrace.
The property is new-build from 2025, with brick construction and issued Act 16, ready for finishing works according to BDS standards.
The location is central, close to main city amenities such as shops, restaurants, and green areas.
Suitable for family living with convenient access to urban infrastructure and the possibility to personalise the interior.
With 20% down over 20 years the monthly mortgage payment is about 954 €, against an expected local rent of 547 €. The rent covers 57% of it.
Pros and cons
AI summaryPros
- functional layout
- new brick building
- terrace
- central location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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