At market level
median 1,623 €/m² for comparable properties
160,000 € 1,523 €/m²
Rent covers ~ 66% of the payment
~ 469 €/mo rent · you top up ~ 241 €/mo
Sale163,000 €1,873 €/m²
Expected rent547 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (238 properties)
Area
87 m²
Floor
1 / 4
Construction
Brick
Year
1970
Yield analysis
Fair investment rating
Monthly payment723 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood
The rent covers 76% of the payment — you top up about 176 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (238 properties) — 1,873 €/m² against 1,792 €/m².
Three-room apartment in the city of Ruse, Centre district, near the American market.
The layout is without walk-through rooms, including a large entrance hall, kitchen, living room, two bedrooms and terraces throughout the entire apartment.
The building is monolithic concrete, built in 1970, with brick construction and basic amenities such as parking and internet. The apartment is located on the first floor of four and needs renovation.
The location is central, with easy access to urban infrastructure and services.
The property is suitable for people looking for a spacious apartment in the centre with the possibility to renovate according to personal preferences.
With 20% down over 20 years the monthly mortgage payment is about 723 €, against an expected local rent of 547 €. The rent covers 76% of it.
Pros and cons
AI summaryPros
- functional layout
- large terraces
- parking
- internet
Cons
- ground floor
- needs renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 239 days.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- kitchen
- living room
- bathroom
- bedroom
- bedroom
Amenities
- With Parking
- Internet Connection
- Access Control
- Needs Renovation
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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