−17% below market
median 1,089 €/m² for comparable properties
54,000 € 900 €/m²
Rent covers ~ 172% of the payment
~ 413 €/mo rent · pays for itself in ~ 11 yrs
Sale90,000 €1,475 €/m²
Expected rent413 € /mo
~23,500 € ABOVE MARKET
overpriced
against the median for 2-room apartments in Charodeika - Sever (17 properties)
Area
61 m²
Floor
5 / 8
Construction
Panel
Year
1980
Yield analysis
Fair investment rating
Monthly payment399 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood
The rent covers 103% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 23,500 € above the typical price (the median) for 2-room apartments in Charodeika - Sever (17 properties) — 1,475 €/m² against 1,089 €/m².
2-room apartment in the city of Ruse, Charodeyka Sever district, located on the 5th floor of 8 in a prefab panel building. The total area is 61 sq m.
With 20% down over 20 years the monthly mortgage payment is about 399 €, against an expected local rent of 413 €. The rent covers the whole payment (103%).
Source: Market statistics for 2-room apartments in Charodeika - Sever
Pros and cons
AI summaryPros
- functional layout
- elevator
- good location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- kitchen
- bathroom
- toilet
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,054 €/m² for comparable properties
97,500 € 984 €/m²
Rent covers ~ 95% of the payment
~ 413 €/mo rent · you top up ~ 20 €/mo
+13% above market
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At market level
median 1,054 €/m² for comparable properties
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At market level
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−8% below market
median 1,054 €/m² for comparable properties
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At market level
median 1,054 €/m² for comparable properties
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Rent covers ~ 139% of the payment
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