Sale−9% below market

Three-room apartment in Gagarin district, Plovdiv with two terraces

PlovdivKyrshiyaka

Published: 4 September 2026 Updated: 2 October 2026

Sale113,990 €1,310 €/m²

Expected rent654 € /mo

Area

87 m²

Construction

Panel

Year

1980

Yield analysis

Good investment rating

6.9% / yr

Monthly payment506 €20% down payment · 20 yrs · 3%

Expected rent654 €at market conditions for the neighbourhood

The rent covers 129% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 9% below the typical price (the median) for comparable properties — 1,407 €/m² against 1,548 €/m².

Three-room apartment in the Gagarin district, city of Plovdiv with an area of 87 sq m. The property is located in a prefab panel block from 1980 and offers potential for renovation and remodeling.

The layout includes a living room, separate kitchen, two bedrooms, bathroom, separate toilet, and two terraces, providing functional use of the space. The aspect is east, west, and north, allowing natural light throughout the day.

The building is prefab panel construction with external thermal insulation and replaced window frames, which improves the apartment's energy efficiency. There is no information about the floor or additional amenities.

The area offers convenient access to shops, schools, and public transport, with free parking available in front of the building. The district is established and suitable for family living.

The property is suitable for people looking for a home with potential for customization through renovation and a functional layout in a well-developed area.

With 20% down over 20 years the monthly mortgage payment is about 506 €, against an expected local rent of 654 €. The rent covers the whole payment (129%).

Source: Market statistics for 3-room apartments in Kyrshiyaka

Pros and cons

AI summary

Pros

functional layout
two terraces
external thermal insulation
free parking

Cons

needs renovation
prefab panel block

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.