At market level
median 1,464 €/m² for comparable properties
215,000 € 1,387 €/m²
Rent covers ~ 44% of the payment
~ 420 €/mo rent · you top up ~ 534 €/mo
Sale149,000 €1,910 €/m²
Expected rent420 € /mo
~35,000 € ABOVE MARKET
overpriced
against the median for apartments in Pernik (602 properties)
Area
78 m²
Floor
4 / 4
Construction
Brick
Year
1960
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment661 €20% down payment · 20 yrs · 3%
Expected rent420 €at market conditions for the neighbourhood
The rent covers 64% of the payment — you top up about 241 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
2 changes since listing▲ 6.4% · 9,000 €
- 140,000 €
- 142,000 €▲ 2,000 € (1.4%)
- 149,000 €▲ 7,000 € (4.9%)
Property analysis
This apartment is priced about 35,000 € above the typical price (the median) for apartments in Pernik (602 properties) — 1,910 €/m² against 1,464 €/m².
With 20% down over 20 years the monthly mortgage payment is about 661 €, against an expected local rent of 420 €. The rent covers 64% of it.
The asking price has risen by 9,000 € (6.4%) since it was first listed.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What changed since the listing went up — a renovation, paperwork, something else?
Because: The price is about 6% higher than when it was first advertised.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 253 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1960 — about 66 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- With Transition
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Location
Similar properties nearby
+25% above market
median 1,464 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 420 €/mo rent · you top up ~ 108 €/mo
−13% below market
median 1,464 €/m² for comparable properties
229,862 € 1,277 €/m²
Rent covers ~ 41% of the payment
~ 420 €/mo rent · you top up ~ 600 €/mo
+30% above market
median 1,464 €/m² for comparable properties
149,000 € 1,910 €/m²
Rent covers ~ 64% of the payment
~ 420 €/mo rent · you top up ~ 241 €/mo
At market level
median 1,464 €/m² for comparable properties
110,000 € 1,594 €/m²
Rent covers ~ 86% of the payment
~ 420 €/mo rent · you top up ~ 68 €/mo
+44% above market
median 1,464 €/m² for comparable properties
149,900 € 2,111 €/m²
Rent covers ~ 63% of the payment
~ 420 €/mo rent · you top up ~ 245 €/mo