At market level
median 1,466 €/m² for comparable properties
215,000 € 1,387 €/m²
Rent covers ~ 44% of the payment
~ 421 €/mo rent · you top up ~ 533 €/mo
Sale125,000 €1,923 €/m²
Expected rent421 € /mo
~29,500 € ABOVE MARKET
overpriced
against the median for apartments in Pernik (605 properties)
Area
65 m²
Floor
4 / 8
Construction
Panel
Year
1990
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment555 €20% down payment · 20 yrs · 3%
Expected rent421 €at market conditions for the neighbourhood
The rent covers 76% of the payment — you top up about 134 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 3.8% · 5,000 €
- 130,000 €
- 125,000 €▼ 5,000 € (3.8%)
Property analysis
This apartment is priced about 29,500 € above the typical price (the median) for apartments in Pernik (605 properties) — 1,923 €/m² against 1,466 €/m².
With 20% down over 20 years the monthly mortgage payment is about 555 €, against an expected local rent of 421 €. The rent covers 76% of it.
The asking price has fallen by 5,000 € (3.8%) since it was first listed.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there still room to negotiate?
Because: The price has been cut once, by about 4%.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
- With Parking
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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+30% above market
median 1,466 €/m² for comparable properties
149,000 € 1,910 €/m²
Rent covers ~ 64% of the payment
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At market level
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Rent covers ~ 63% of the payment
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