+40% above market
median 1,350 €/m² for comparable properties
181,000 € 1,905 €/m²
Rent covers ~ 59% of the payment
~ 476 €/mo rent · you top up ~ 327 €/mo
Sale95,269 €1,013 €/m²
Expected rent476 € /mo
~31,500 € BELOW MARKET
good value
against the median for 3-room apartments in Iztok (141 properties)
Area
94 m²
Floor
5 / 8
Construction
Panel
Year
2024
Yield analysis
Fair investment rating
Monthly payment423 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood
The rent covers 113% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 31,500 € below the typical price (the median) for 3-room apartments in Iztok (141 properties) — 1,013 €/m² against 1,350 €/m².
Three-room apartment in the town of Pernik, Iztok district, part of a prefab panel building from 2024 on the fifth floor of eight.
The layout includes a living room and two bedrooms, providing convenience for family use and functional space utilization.
The building has been renovated with new electrical and plumbing installations, 10 cm insulation, new windows, an elevator, and sensor lighting, enhancing comfort and energy efficiency.
The location is convenient with proximity to public transport, schools, kindergartens, and retail outlets such as Fantastico and Kaufland.
The property is suitable for families seeking a functional home with good infrastructure and modern amenities.
With 20% down over 20 years the monthly mortgage payment is about 423 €, against an expected local rent of 476 €. The rent covers the whole payment (113%).
Pros and cons
AI summaryPros
- functional layout
- new-build
- elevator
- parking
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 25% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 268 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
Amenities
- Elevator
- With Parking
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−19% below market
median 1,350 €/m² for comparable properties
110,000 € 1,089 €/m²
Rent covers ~ 98% of the payment
~ 476 €/mo rent · you top up ~ 12 €/mo
At market level
median 1,383 €/m² for comparable properties
101,000 € 1,485 €/m²
Rent covers ~ 100% of the payment
~ 449 €/mo rent · pays for itself in ~ 19 yrs
+44% above market
median 1,350 €/m² for comparable properties
175,000 € 1,944 €/m²
Rent covers ~ 61% of the payment
~ 476 €/mo rent · you top up ~ 300 €/mo
At market level
median 1,534 €/m² for comparable properties
69,000 € 1,468 €/m²
Rent covers ~ 155% of the payment
~ 476 €/mo rent · pays for itself in ~ 12 yrs
+44% above market
median 1,350 €/m² for comparable properties
175,000 € 1,944 €/m²
Rent covers ~ 61% of the payment
~ 476 €/mo rent · you top up ~ 300 €/mo
+11% above market
median 1,350 €/m² for comparable properties
168,000 € 1,500 €/m²
Rent covers ~ 64% of the payment
~ 476 €/mo rent · you top up ~ 269 €/mo
+37% above market
median 1,380 €/m² for comparable properties
219,000 € 1,887 €/m²
Rent covers ~ 49% of the payment
~ 476 €/mo rent · you top up ~ 496 €/mo