+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale130,000 €3,250 €/m²
Expected rent406 € /mo
~59,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (69 properties)
Area
40 m²
Floor
1 / 3
Construction
Brick
Year
2025
Yield analysis
Low investment rating
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood
The rent covers 70% of the payment — you top up about 171 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 59,000 € above the typical price (the median) for 3-room apartments in Centyr (69 properties) — 3,250 €/m² against 1,771 €/m².
Three-room apartment in Pernik, Centre district, near the hospital. The property is part of a small residential building, built in 2025 and fully renovated.
With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 406 €. The rent covers 70% of it.
Pros and cons
AI summaryPros
- controlled access
- new-build
- near hospital
Cons
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room with kitchenette
- bedroom
- bedroom
Amenities
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,849 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
Rent covers ~ 19% of the payment
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Rent covers ~ 51% of the payment
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At market level
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Rent covers ~ 93% of the payment
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Rent covers ~ 51% of the payment
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−21% below market
median 1,771 €/m² for comparable properties
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Rent covers ~ 54% of the payment
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175,000 € 1,785 €/m²
Rent covers ~ 51% of the payment
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